.page-disclaimer {
  --pd-line: rgba(30, 58, 138, 0.07);
  background-color: var(--ub-paper);
  background-image:
    linear-gradient(to right, var(--pd-line) 1px, transparent 1px),
    linear-gradient(to bottom, var(--pd-line) 1px, transparent 1px);
  background-size: 40px 40px;
  padding: clamp(20px, 3vw, 40px) var(--ub-gutter) clamp(48px, 6vw, 80px);
}

.page-disclaimer .pd-breadcrumb {
  max-width: var(--ub-container-lg);
  margin: 0 auto clamp(20px, 3vw, 32px);
}

.page-disclaimer .pd-hero {
  position: relative;
  max-width: var(--ub-container-lg);
  margin: 0 auto clamp(32px, 5vw, 56px);
  border-radius: var(--ub-radius-lg);
  overflow: hidden;
  min-height: 340px;
  display: flex;
  align-items: flex-end;
  background: linear-gradient(
    180deg,
    rgba(15, 23, 42, 0.3) 0%,
    rgba(30, 58, 138, 0.68) 72%,
    rgba(30, 58, 138, 0.92) 100%
  );
  box-shadow: 0 20px 50px -30px rgba(15, 23, 42, 0.55);
}

.page-disclaimer .pd-hero__media {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.page-disclaimer .pd-hero__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.page-disclaimer .pd-hero__content {
  position: relative;
  z-index: 1;
  padding: clamp(24px, 5vw, 52px);
  color: var(--ub-white);
  max-width: 720px;
}

.page-disclaimer .pd-hero__tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 14px;
  border-radius: var(--ub-radius-pill);
  background: var(--ub-orange);
  color: var(--ub-white);
  font-family: var(--ub-tfont);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.04em;
  margin-bottom: 16px;
}

.page-disclaimer .pd-hero__content h1 {
  margin: 0 0 12px;
  font-family: var(--ub-tfont);
  font-size: clamp(28px, 4.6vw, 46px);
  line-height: 1.16;
  letter-spacing: -0.02em;
  color: var(--ub-white);
}

.page-disclaimer .pd-hero__content p {
  margin: 0;
  font-family: var(--ub-bfont);
  font-size: clamp(15px, 1.8vw, 18px);
  line-height: 1.65;
  color: rgba(255, 255, 255, 0.88);
}

.page-disclaimer .pd-doc {
  position: relative;
  max-width: var(--ub-container-md);
  margin: 0 auto clamp(28px, 4vw, 44px);
  background: rgba(255, 255, 255, 0.8);
  border: 1px solid rgba(30, 58, 138, 0.1);
  border-radius: var(--ub-radius-lg);
  box-shadow: 0 12px 36px -28px rgba(30, 58, 138, 0.25);
  overflow: hidden;
}

.page-disclaimer .pd-doc::before {
  content: "DISCLAIMER";
  position: absolute;
  top: 26px;
  right: 28px;
  font-family: var(--ub-tfont);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.28em;
  color: rgba(30, 58, 138, 0.08);
  pointer-events: none;
  z-index: 0;
}

.page-disclaimer .pd-doc__lead,
.page-disclaimer .pd-clause {
  position: relative;
  z-index: 1;
}

.page-disclaimer .pd-doc__lead {
  margin: 0;
  padding: clamp(22px, 3vw, 34px) clamp(20px, 4vw, 44px) clamp(14px, 2vw, 20px);
  font-family: var(--ub-bfont);
  font-size: 17px;
  line-height: 1.7;
  color: var(--ub-ink);
}

.page-disclaimer .pd-clause {
  border-top: 1px solid rgba(30, 58, 138, 0.08);
}

.page-disclaimer .pd-clause__head {
  display: flex;
  align-items: center;
  gap: 14px;
  cursor: pointer;
  list-style: none;
  padding: clamp(16px, 2.4vw, 26px) clamp(20px, 4vw, 44px);
  transition: background-color 0.3s ease;
}

.page-disclaimer .pd-clause__head::-webkit-details-marker {
  display: none;
}

.page-disclaimer .pd-clause__head:hover {
  background: rgba(30, 58, 138, 0.045);
}

.page-disclaimer .pd-clause__head:focus-visible {
  outline: 2px solid var(--ub-blue);
  outline-offset: -2px;
  border-radius: var(--ub-radius-sm);
}

.page-disclaimer .pd-clause__index {
  flex-shrink: 0;
  min-width: 1.5em;
  font-family: var(--ub-tfont);
  font-weight: 700;
  font-size: clamp(22px, 3vw, 32px);
  line-height: 1;
  letter-spacing: -0.02em;
  color: var(--ub-blue);
}

.page-disclaimer .pd-clause__index::after {
  content: "";
  display: inline-block;
  width: 18px;
  height: 2px;
  margin-left: 10px;
  background: var(--ub-orange);
  vertical-align: middle;
  border-radius: 2px;
}

.page-disclaimer .pd-clause__title {
  flex: 1;
  margin: 0;
  font-family: var(--ub-tfont);
  font-weight: 700;
  font-size: clamp(16px, 2vw, 20px);
  line-height: 1.4;
  color: var(--ub-ink);
}

.page-disclaimer .pd-clause__icon {
  flex-shrink: 0;
  color: var(--ub-blue);
  opacity: 0.55;
  transition: transform 0.35s var(--ub-ease), opacity 0.3s ease;
}

.page-disclaimer .pd-clause[open] .pd-clause__icon {
  transform: rotate(90deg);
  opacity: 0.95;
}

.page-disclaimer .pd-clause__body {
  padding: 0 clamp(20px, 4vw, 44px) clamp(22px, 3vw, 34px);
}

.page-disclaimer .pd-clause__body p {
  margin: 0 0 14px;
  font-family: var(--ub-bfont);
  font-size: 16px;
  line-height: 1.78;
  color: rgba(26, 26, 26, 0.87);
}

.page-disclaimer .pd-clause__body p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .pd-notice {
  display: flex;
  flex-direction: column;
  gap: 16px;
  max-width: var(--ub-container-md);
  margin: 0 auto clamp(28px, 4vw, 44px);
  padding: clamp(20px, 3vw, 32px);
  background-color: var(--ub-white);
  background-image: linear-gradient(135deg, rgba(255, 107, 53, 0.08) 0%, rgba(255, 176, 132, 0.16) 100%);
  border: 1px solid var(--ub-orange);
  border-radius: var(--ub-radius-md);
  box-shadow: 0 10px 30px -22px rgba(255, 107, 53, 0.5);
}

.page-disclaimer .pd-notice__icon {
  flex-shrink: 0;
  display: flex;
  align-items: flex-start;
  color: var(--ub-orange);
}

.page-disclaimer .pd-notice__content h2 {
  margin: 0 0 8px;
  font-family: var(--ub-tfont);
  font-size: 18px;
  font-weight: 700;
  color: var(--ub-ink);
}

.page-disclaimer .pd-notice__content p {
  margin: 0 0 18px;
  font-family: var(--ub-bfont);
  font-size: 15px;
  line-height: 1.72;
  color: rgba(26, 26, 26, 0.85);
}

.page-disclaimer .pd-notice__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.page-disclaimer .pd-links {
  display: grid;
  grid-template-columns: 1fr;
  gap: 14px;
  max-width: var(--ub-container-md);
  margin: 0 auto;
}

.page-disclaimer .pd-links__item {
  display: block;
  padding: 18px 20px;
  background: var(--ub-white);
  border: 1px solid rgba(30, 58, 138, 0.12);
  border-radius: var(--ub-radius-md);
  text-decoration: none;
  transition: transform 0.3s var(--ub-ease), box-shadow 0.3s var(--ub-ease), border-color 0.3s ease;
}

.page-disclaimer .pd-links__item:hover {
  transform: translateY(-3px);
  box-shadow: 0 14px 30px -18px rgba(30, 58, 138, 0.35);
  border-color: rgba(30, 58, 138, 0.28);
}

.page-disclaimer .pd-links__label {
  display: block;
  margin-bottom: 4px;
  font-family: var(--ub-tfont);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ub-orange);
}

.page-disclaimer .pd-links__title {
  font-family: var(--ub-tfont);
  font-size: 16px;
  font-weight: 700;
  color: var(--ub-ink);
}

@media (min-width: 640px) {
  .page-disclaimer .pd-notice {
    flex-direction: row;
  }

  .page-disclaimer .pd-links {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (min-width: 768px) {
  .page-disclaimer .pd-hero {
    min-height: 400px;
  }

  .page-disclaimer .pd-notice {
    gap: 22px;
    padding: clamp(24px, 3vw, 36px);
  }

  .page-disclaimer .pd-notice__content p {
    font-size: 16px;
  }
}